Self Managed Super
Fund Loan

One of the most competitively priced limited recourse SMSF loans on the market.

Features and Benefits

  • Get into the property market

    You can borrow up to 80% of the value of an investment property, to a maximum of $500k.

  • Keeps costs down

    The loan has no annual or monthly fees helping to reduce costs.

  • Lock in your repayments

    You can choose to fix all or part of your loan to give you added certainty around the ongoing repayments while it is fixed.

  • Flexible options so you are in control

    You can choose principal & interest or interest only repayments. You can also choose from weekly, fortnightly or monthly repayments, with unlimited extra repayments.

For other fees and charges that may apply contact us.


  • Application $0
  • Valuation $286 per valuation
  • Annual $0
  • Legal At cost
  • Discharge $300 plus legal

As a minimum you will need to:

  • Have at least $200,000 in liquid assets in your super fund, like shares or cash

  • Be currently employed or self employed


Calculate Your Repayments

Why Choose State Custodians?

  • Save

    Without brokers and branches we keep our costs low and pass the savings on to you

  • Online Expertise

    Our experienced Lending Specialists can help you understand the complexities SMSF home loans

  • Personalised Service

    Can help explain the requirements and assist you throughout the application process

  • Quick Response

    From a quick question to a detailed discussion, no need for appointments, just phone email or Live Chat




I would just like to say how impressed I was with the service provided by the team at State Custodians. They managed to set up the SMSF in a remarkably short time (4 weeks) despite multiple issues /problems that had to be tackled along the way. They were always very approachable, and I felt they had a genuine interest in achieving the result for us. I couldn't speak more highly of them and State Custodians as well.

Aroona, QLD

Smooth process

I searched for a property for nearly 12 months for my SMSF to buy, and the entire time, they kept in touch with me to see how I was going. They also gave me great research on any property that I thought I might like. I couldn't be happier, it was like having my own bank team beside me all the way. Couldn't recommend them highly enough.

Numurkah, VIC

Impressed by the service

I was really impressed by the service I experienced in obtaining a loan for a country property purchased through a SMSF fund. None of the major banks would even consider it as it didn't have the RIGHT postcode. Not a problem with State Custodians they were able to find me a loan within an hour of talking to them. Service didn't dwindle from there either - I was kept up to date with all the proceedings. I will be using their services again!

Waranga Shores, VIC

Talk to Us

Our team of experienced Lending Specialists are ready to help you.