Self Managed Super
Fund Loan

One of the most competitively priced limited recourse SMSF loans on the market.

Features and Benefits

  • Get into the property market

    You can borrow up to 80% of the value of an investment property, to a maximum of $500k.

  • Keeps costs down

    The loan has no annual or monthly fees helping to reduce costs.

  • Lock in your repayments

    You can choose to fix all or part of your loan to give you added certainty around the ongoing repayments while it is fixed.

  • Flexible options so you are in control

    You can choose principal & interest or interest only repayments. You can also choose from weekly, fortnightly or monthly repayments, with unlimited extra repayments.

Product not suitable for construction purposes. For other fees and charges that may apply contact us.


  • Application $0
  • Valuation $286 per valuation
  • Annual $0
  • Legal At cost
  • Discharge $300 plus legal

As a minimum you will need to:

  • Have at least $200,000 in liquid assets in your super fund, like shares or cash

  • Be currently employed or self employed


Calculate Your Repayments

Why Choose State Custodians?

  • Save

    Without brokers and branches we keep our costs low and pass the savings on to you

  • Online Expertise

    Our experienced Lending Specialists can help you understand the complexities SMSF home loans

  • Personalised Service

    Can help explain the requirements and assist you throughout the application process

  • Quick Response

    From a quick question to a detailed discussion, no need for appointments, just phone email or Live Chat




I would just like to say how impressed I was with the service provided by the team at State Custodians. They managed to set up the SMSF in a remarkably short time (4 weeks) despite multiple issues /problems that had to be tackled along the way. They were always very approachable, and I felt they had a genuine interest in achieving the result for us. I couldn't speak more highly of them and State Custodians as well.

Aroona, QLD

Smooth process

I searched for a property for nearly 12 months for my SMSF to buy, and the entire time, they kept in touch with me to see how I was going. They also gave me great research on any property that I thought I might like. I couldn't be happier, it was like having my own bank team beside me all the way. Couldn't recommend them highly enough.

Numurkah, VIC

Impressed by the service

I was really impressed by the service I experienced in obtaining a loan for a country property purchased through a SMSF fund. None of the major banks would even consider it as it didn't have the RIGHT postcode. Not a problem with State Custodians they were able to find me a loan within an hour of talking to them. Service didn't dwindle from there either - I was kept up to date with all the proceedings. I will be using their services again!

Waranga Shores, VIC

Talk to Us

Our team of experienced Lending Specialists are ready to help you.