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With the amount of items you can currently buy online, why shouldn’t you be able to take out a home loan online?

With the amount of items you can currently buy online, why wouldn’t you consider taking out a home loan online as well?

According to a survey by ME Bank, 24% of Australians would like to be able to complete a home loan application online. As an online lender, we see first-hand the many benefits borrowers receive when they take out a home loan online.

Save, save, save

Dealing with customers direct and being online helps keep costs down. So does applying online. The savings we make are passed onto our customers in the form of competitive interest rates and minimal fees.

Efficient loan process

We all know how busy life can get. With a two-person working household it can be difficult to organise appointments together and when you throw in kids, it only gets harder. Trying to arrange time off work to book an appointment and physically get to the lender can take up valuable time. Whereas applying for a home loan online cuts this step out and is just click away.  

Become a savvy borrower

Technology provides so many tools for borrowers to research and compare home loans online. There are also some innovative tools that allow customers to get feedback fast. For example, on our website there is a quick quote, which gives you instant feedback on a particular scenario. You get the details via email in a matter of minutes. So, if you are out house hunting on the weekend and fall in love with a property, you don’t have to wait business hours to get feedback including maximum loan amount, monthly loan repayments and interest rate, based on the information you give.

Our online application is designed for ease of use so you can fill in the information you have at hand, save and come back later, skip to sections that you know and complete earlier sections later when you have that information. So, even if you only have 5 minutes to spare, you can still get started. 

Applying for a home loan may seem overwhelming, but our team is there to give you as much, or as little, help as you need. You are kept in the loop throughout the process and once your application has been submitted, we will contact you to confirm the details and make any changes.