New technologies are expanding, even into the financial world, and those jumping on board are cashing in on the savings.
So what changes can you make to not only help keep more money in your pocket, but to also become more technologically savvy?
Some phone and energy companies are starting to charge their customers to receive paper bills. There are a number of reasons for this, but the most common is to cover costs or to cut down on paper waste. They could also offer discounts if you pay on time or set up an automatic payment system.
If you are currently being charged for paper bills and statements, speak with your provider about your options. Your provider may provide a discount for going digital, you just didn’t know about it. You could also use this as a bargaining chip if you are thinking about switching providers.
But remember, most companies will have different policies, so if you are thinking about switching, make sure you do your research beforehand to ensure you do not overlook any fine print.
Shopping online is not only convenient, but it could also help you save cash when you shop smart.
Many retailers are also encouraging their customers to shop online and often have online only sales and free shipping deals to attract more people. This is where you can make your savings. Whether you are looking to save money on groceries, clothes, toys or technology, chances are there is a website offering a sale or discount right now, you just need to look for it. The End of the Financial Year is a great time to shop online as retailers are trying to get rid of as much stock as possible, for a discounted price.
But remember, it is important to not to get carried away with shopping online. Too much impulse shopping could result in the costs outweighing the benefits, especially when it comes to shipping costs. To find other ways to be savvy online, take a look at our blog ‘5 ways to be savvy when shopping online’.
Whether it is home, car, contents or health insurance, you may find that going online could help reduce your expenses.
There are a number of comparison websites that compare a number of different companies in the one place. It is a quick and easy way to research companies side by side and can give you an idea about which option would be better suited for you. From there you can research different companies individually and you may find that they will offer different discounts for applying online.
Researching and applying for a home loan online is a great example of how you can save money by going digital. Some lenders don’t have shopfronts and so can offer cheaper interest rates, but you usually find them by researching online. Some loans have discounted interest rates for home loans applied for completely online with very little interaction. But this can often be off-putting if you don’t actually get to speak to someone.
But you can have the best of both worlds. At State Custodians our Lending Specialist team is there to provide answers to your questions straight away and can be contacted vi email, phone or live chat. You don’t have to arrange time off work to have an appointment and when you are ready to complete an application, it can be done when it suits you without leaving the house.
The online application is designed for ease of use so you can fill in the information you have at hand, save and come back later, skip to sections that you know and complete earlier sections later when you have that information. So, even if you only have 5 minutes to spare, you can still get started.
If you are interested in finding out more about State Custodians home loans, our Lending Specialists can help. Give them a call on 13 72 62 or enter your details here for someone to contact you.