State Custodians customers get unlimited free access to the State Custodians Customer Benefits Program.
This entitles you and your family to exclusive discounts on a wide range of quality products and services.

Fantastic deals are available with some of Australia’s leading brands, including Coles, Woolworths, Caltex, JB Hi-Fi, BWS and many more!

For full details on how to obtain all services and discounts, login to your State Custodians Customer Benefits website*

*Only available to customers with a current State Custodians loan.

Please note: to log in, you will need to activate your account. New State Custodians customers will be emailed an invitation to join the Customer Benefits Program within 4 weeks of settlement. If you haven’t received your activation email please contact


Log In & Discover Your Benefits


Why Choose State Custodians?

  • Save

    Without brokers and branches we keep our costs low and pass the savings on to you

  • Award Winning Loans

    Awarded highest 5 star Canstar rating for outstanding value & packed with features

  • Personalised Service

    A dedicated Lending Specialist is ready to assist you, from exploring options to simplifying the application process

  • Quick Response

    From a quick question to a detailed discussion, no need for appointments, just phone, email or Live Chat



Would recommend them
to anyone

Have dealt with many banks over my time and finally found one that isn’t a bank but offers far better client services than any of the others. The application for a loan was stress free and communication was informative and understandable. The team I dealt with were very courteous and knew their job and did it well. Would recommend them to anyone looking for a stress free way to get a loan.

Smoothly & effortlessly

I joined the State Custodians because of the outstanding online reviews and because they offered the best variable interest rate. I had some reservations at first as they don't have a branch. However, I was positively surprised to see how smoothly and effortlessly the whole process went. The customer service team is highly responsive and I always received replies either immediately or within the next 24 hours. Thank you for all your help!

They leave the banks for dead!

We have been customers of State Custodians for a few years now, both in terms of refinancing properties and new purchase. Overall, we can't speak highly enough of their customer service and product. All of our transactions have always proceeded smoothly and it's never too much trouble to gain clarification about anything you need to know from any of their friendly staff. Give them a go, they leave the banks for dead!!


Talk to Us

Our team of experienced Lending Specialists are ready to help you.