Rates and Loan Features

  • LOW RATE
    HOME LOAN
  • LINE OF CREDIT
    HOME LOAN

Compare Our Low Rate Home Loan Owner Occupied and Investment Rates

Compare Owner Occupied and Invesment Rates (two at a time) Remove one selection first before choosing another

Owner Occupied (P&I)

Principal and Interest
repayments

Owner Occupied (IO)

Interest Only
repayments

Investment (P&I)

Principal and Interest
repayments

Investment (IO)

Interest Only
repayments

Interest Rates
Up to 80% LVR

3.15% p.a.
Comparison rate*
3.17% p.a.

3.40% p.a.
Comparison rate*
3.42% p.a.

3.40% p.a.
Comparison rate*
3.42% p.a.

3.65% p.a.
Comparison rate*
3.67% p.a.

From 80-90% LVR

3.45% p.a.
Comparison rate*
3.47% p.a.

N/A

3.70% p.a.
Comparison rate*
3.72% p.a.

3.95% p.a.
Comparison rate*
3.96% p.a.

From 90-95% LVR

3.65% p.a.
Comparison rate*
3.67% p.a.

N/A

3.90% p.a.
Comparison rate*
3.91% p.a.

N/A

Home Loan Features
Loan amount

$100k - $2m

Purchase & refinance

Yes

Ongoing fees

No ongoing fees

100% offset account

Yes

Fixed rates available

Yes

Principal & interest (P&I)

Yes

Interest only (IO)

Up to 10 years IO for a maximum 80% LVR ( max 5 years for Owner Occupied loans )

Ability to split into separate portions

Yes, up to 6 portions

Free online redraw & extra repayments

Yes


For other fees and charges that may apply contact us.
Restrictions and additional lending criteria apply to investment loans with Principal and Interest (P&I)1 repayments and Interest Only (IO)2 repayments .
*Interest Only terms and availability may be restricted based on LVR or product type.

Compare Our Line Of Credit Owner Occupied and Investment Rates

Compare Owner Occupied and Invesment Rates (two at a time) Remove one selection first before choosing another

Owner Occupied (P&I)

Principal and Interest
repayments

Owner Occupied (IO)

Interest Only
repayments

Investment (P&I)

Principal and Interest
repayments

Investment (IO)

Interest Only
repayments

Interest Rates
Up to 80% LVR

N/A

3.40% p.a.
Comparison rate*
3.42% p.a.

N/A

3.65% p.a.
Comparison rate*
3.67% p.a.

From 80-90% LVR

N/A

N/A

N/A

3.95% p.a.
Comparison rate*
3.96% p.a.

From 90-95% LVR

N/A

N/A

N/A

N/A

Home Loan Features
Loan amount

$100k - $2m

Purchase & refinance

Yes

Ongoing fees

No ongoing fees

100% offset account

No

Fixed rates available

No

Principal & interest (P&I)

Reverts to Principal and Interest repayments after Interest Only term

Interest only (IO)

Up to 10 years IO for a maximum 80% LVR ( max 5 years for Owner Occupied loans )

Ability to split into separate portions

Yes, up to 6 portions

Free online redraw & extra repayments

Yes


For other fees and charges that may apply contact us.
Restrictions and additional lending criteria apply to investment loans with
Principal and Interest (P&I)1 repayments and Interest Only (IO)2 repayments .
*Interest Only terms and availability may be restricted based on LVR or product type.
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