Rates and Loan Features

  • LOW RATE
    HOME LOAN
  • LINE OF CREDIT
    HOME LOAN

Compare Our Low Rate Home Loan Owner Occupied and Investment Rates

Compare Owner Occupied and Invesment Rates (two at a time) Remove one selection first before choosing another

Owner Occupied (P&I)

Principal and Interest
repayments

Owner Occupied (IO)

Interest Only
repayments

Investment (P&I)

Principal and Interest
repayments

Investment (IO)

Interest Only
repayments

Interest Rates
Up to 80% LVR (P&I)1 or (IO)2

3.69% p.a.
Comparison rate*
3.72% p.a.

4.09% p.a.
Comparison rate*
4.12% p.a.

4.09% p.a.
Comparison rate*
4.12% p.a.

4.49% p.a.
Comparison rate*
4.52% p.a.

From 80-90% LVR (P&I)1

3.79% p.a.
Comparison rate*
3.82% p.a.

N/A

4.19% p.a.
Comparison rate*
4.22% p.a.

N/A

From 90-95% LVR (P&I)1

3.99% p.a.
Comparison rate*
4.02% p.a.

N/A

4.39% p.a.
Comparison rate*
4.42% p.a.

N/A

Home Loan Features
Loan amount

$100k - $2m

Purchase & refinance

Yes

Ongoing fees

No ongoing fees

100% offset account

Yes

Fixed rates available

Yes

Principal & interest (P&I)1

Yes

Interest only (IO)2

Up to 10 years IO for a maximum 80% LVR ( max 5 years for Owner Occupied loans )

Ability to split into separate portions

Yes, up to 6 portions

Free online redraw & extra repayments

Yes

Land & Construction

No


For other fees and charges that may apply contact us.
Restrictions and additional lending criteria apply to investment loans with Principal and Interest (P&I)1 repayments and Interest Only (IO)2 repayments .

Compare Our Line Of Credit Owner Occupied and Investment Rates

Compare Owner Occupied and Invesment Rates (two at a time) Remove one selection first before choosing another

Owner Occupied (P&I)

Principal and Interest
repayments

Owner Occupied (IO)

Interest Only
repayments

Investment (P&I)

Principal and Interest
repayments

Investment (IO)

Interest Only
repayments

Interest Rates
Up to 80% LVR (P&I)1 or (IO)2

N/A

4.09% p.a.
Comparison rate*
4.12% p.a.

N/A

4.49% p.a.
Comparison rate*
4.52% p.a.

From 80-90% LVR (P&I)1

N/A

N/A

N/A

N/A

From 90-95% LVR (P&I)1

N/A

N/A

N/A

N/A

Home Loan Features
Loan amount

$100k - $2m

Purchase & refinance

Yes

Ongoing fees

No ongoing fees

100% offset account

No

Fixed rates available

No

Principal & interest (P&I)1

Reverts to Principal and Interest repayments after Interest Only term

Interest only (IO)2

Up to 10 years IO for a maximum 80% LVR ( max 5 years for Owner Occupied loans )

Ability to split into separate portions

Yes, up to 6 portions

Free online redraw & extra repayments

Yes

Land & Construction

No


For other fees and charges that may apply contact us.
Restrictions and additional lending criteria apply to investment loans with
Principal and Interest (P&I)1 repayments and Interest Only (IO)2 repayments .
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