Compare Our Home Loans

  • Owner Occupied
  • Investment

Compare our owner occupied home loans

Low Rate Home Loan

Our most popular home loan

Low Rate Line of Credit

Flexible access to your equity

Interest Rates
Up to 80% LVR (P&I)1 or (IO)2

3.69% p.a.
Comparison rate*
3.72% p.a.

3.69% p.a.
Comparison rate*
3.72% p.a.

From 80-90% LVR (P&I)1

3.79% p.a.
Comparison rate*
3.82% p.a.

3.79% p.a.
Comparison rate*
3.82% p.a.

From 90-95% LVR (P&I)1

3.99% p.a.
Comparison rate*
4.02% p.a.

N/A

Features and Fees
Loan amount

$100k - $2m

$100k - $2m

Purchase & refinance

Yes

Yes

Ongoing fees

No ongoing fees

No ongoing fees

100% offset account

Yes

No

Fixed rates available

Yes

No

Principal & interest (P&I)1

Yes

Yes

Interest only (IO)2

Yes, up to 5 years IO for a maximum 80% LVR

Yes, up to 5 years IO for a maximum 80% LVR

Ability to split into separate portions

Yes, up to 6 portions

Yes, can add P&I or IO portions

Free online redraw & extra repayments

Yes

Yes


For other fees and charges that may apply contact us.
Restrictions and additional lending criteria apply to owner occupied loans with
Principle and Interest (P&I)1 repayments and Interest Only (IO)2 repayments .

Compare our investment home loans

Low Rate Home Loan

Our most popular home loan

Low Rate Line of Credit

Flexible access to your equity

Interest Rates
Up to 80% LVR (P&I)1 or (IO)2

4.09% p.a.
Comparison rate*
4.12% p.a.

4.09% p.a.
Comparison rate*
4.12% p.a.

From 80-90% LVR (P&I)1

4.19% p.a.
Comparison rate*
4.22% p.a.

4.19% p.a.
Comparison rate*
4.22% p.a.

From 90-95% LVR (P&I)1

4.39% p.a.
Comparison rate*
4.42% p.a.

N/A

Features and Fees
Loan amount

$100k - $2m

$100k - $2m

Purchase & refinance

Yes

Yes

Ongoing fees

No ongoing fees

No ongoing fees

100% offset account

Yes

No

Fixed rates available

Yes

No

Principal & interest (P&I)1

Yes

Yes

Interest only (IO)2

Yes, up to 10 years IO for a maximum 80% LVR

Yes, up to 10 years IO for a maximum 80% LVR

Ability to split into separate portions

Yes, up to 6 portions

Yes, can add P&I or IO portions

Free online redraw & extra repayments

Yes

Yes


For other fees and charges that may apply contact us.
Restrictions and additional lending criteria apply to investment loans with
Principle and Interest (P&I)1 repayments and Interest Only (IO)2 repayments .
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