Breathe EasyHome Loan
You can breathe easy knowing that there are no ongoing fees without sacrificing the features you need.
Features and Benefits
No ongoing fees and a competitive low rate
Ideal for smaller loan amounts or borrowers who just like the peace of mind knowing there is nothing else to pay.
100% offset account
Includes features like a 100% offset account to get your savings working for you. Plus you have easy access to your cash via BPAY®, Debit MasterCard® and EFTPOS.
Borrow up to 95% of the value of the property
Gives you flexibility if you don’t have a large deposit saved or you end up buying a property for more than you expected.
Setup the loan the way you want
Choose from principal & interest or interest only repayments. You also have the choice of weekly, fortnightly or monthly repayments, plus unlimited extra repayments and free online redraw. You can also choose a fixed rate for all or part of your loan.
Valuation $286 per valuation
Discharge $300 plus legal
For other fees and charges that may apply contact us.
Why Choose State Custodians?
Without brokers and branches we keep our costs low and pass the savings on to you
Award Winning Loans
Awarded highest 5 star Canstar rating for outstanding value & packed with features
A dedicated Lending Specialist is ready to assist you, from exploring options to simplifying the application process
From a quick question to a detailed discussion, no need for appointments, just phone, email or Live Chat
I would like to express how pleased I am with State Custodians. I have had many communications with your company while searching for my property and it has been nothing short of exemplary. Always friendly and helpful. I am looking forward to working with State Custodians to help me pay off my loan so I can enjoy my property. I would readily recommend State Custodians to anyone.
Mount Waverley, VIC
Thank you so much. It has been such a pleasant surprise dealing with State Custodians. You guys are really different to the big banks. I am so glad I made the move.
State Custodians was good in every aspect of the loan approval process including their unbeatable interest rates. I will be recommending State Custodians to my friends and others who are in the market for a home loan. I will definitely let them know my positive and wonderful experience with State Custodians