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A growing number of people are taking control of their finances by researching online and getting information first hand

Thinking of applying online? You’re not alone…

A recent banking survey found that 24% of respondents indicated that they would like to be able to apply for a home loan online.

Start New Application

Strike while the iron is hot
Due to the demands of day to day living, many people simply don’t have the time to meet with their lender. Being able to complete your application when you can give it your full attention and have all the information on hand is ideal.

Whether it’s 8pm or 8am, you can start your application and then come back to it whenever you want to. We find that more than half of our applications come after hours with a surprisingly high 30% being between 8pm and midnight.

Applicant Details

How does it work?
When you register, you will be emailed a secure link that allows you to login to our secure system and input your personal details directly. There’s no need to sign any forms or even upload any documents at this initial stage as these will be requested once you submit your application.

Once your login has been setup, you can commence your application at a time and place that suits you, as well as save and return as often as you like. In the My Application screen (seen below) you can download a pdf detailing the information you have entered as well as securely upload documents via our Secure Portal.

My Applications

The information required for an application is most often at people’s fingertips at home, such as payslips. Being able to enter your details yourself ensures accuracy rather than relaying it through a third party like a broker or completing a paper form and relying on a data entry person to get all the details correct.

Not sure how much you can borrow and don’t want to complete the full application?
If you’re unsure about how much you can borrow you can do a Quick Quote to see whether your intended loan amount qualifies. The results will give you an indication of how much you can potentially borrow based on the information you provide. This is by no means an absolute yes or no, so if you’re still unsure, please call one of our lending specialists on 13 72 62 for a more comprehensive calculation over the phone.

Getting help
On registration you will be contacted and given the email and direct number of a Lending Specialist to call if you need any help during the process. You can also access Live Help during business hours.

Speeding up approval
As our systems are fully integrated, assessment can occur almost immediately, so borrowers have full approvals at least a day sooner than normal as it cuts out manual processing.

What if you get something wrong?
The online application was designed to speed up the application process, not automate the assessment decision. Your application will be looked at and assessed by a person, not a computer. If you’ve left something out or are not sure about how to answer something, that’s ok. We are here to help customers get the best loan to suit their needs.