* Rates as at 9 May 2013. Available for new loans only. The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate that will apply will depend on how much you borrow relative to the value of the security property. Fixed rate break costs may apply to fixed rate loans. The break cost will depend on the term of the loan, the amount outstanding and the amount the market rates have moved since the start of the fixed rate period. Terms and conditions apply to all loan features. BONUS RATE DROP: Terms and conditions apply - you may not receive a rate reduction if you are in default. Other restrictions may also apply. Australian Credit Licence Number 390850.