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Who is State Custodians?

State Custodians is one of Australia’s most awarded online lenders.
Our team is focused on finding ways to help our customers achieve their goals, creating an outstanding borrowing experience.

  • Leading Online Lender

    Providing home loan borrowers a real alternative to the banks since 2007

  • Recognised Leader

    Awarded 2019 Best Investor Home Loan,
    P&I Variable

  • Backed by Resimac

    Funding home loans for over 30 years and hold a 'STRONG' servicer ranking by Standard & Poor's



  • CANSTAR Outstanding Value Variable Home LoanOwner Occupied
  • Cheapest Line of Credit 2016_Non-Bank Lender Of The Year Award
  • Finder Awards 2019 - Finalist - Best Owner Occupied Home Loan - Variable

Comparison Chart Panel

  • Owner Occupied
  • Investment
Low Rate Home Loan Owner Occupied Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
Under 70% LVR Limited time pricing 10.50%p.a. 2.85%p.a. 3.08%p.a. 2.92%p.a.
70-80% LVR 2.90%p.a. 2.92%p.a. 3.15%p.a. 3.01%p.a.
80-90% LVR 3.20%p.a. 3.22%p.a. N/A N/A
90-95% LVR 3.40%p.a. 3.42%p.a. N/A N/A
Low Rate Home Loan Investment Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
Under 70% LVR Limited time pricing 3.08%p.a. 3.10%p.a. 3.33%p.a. 3.19%p.a.
70-80% LVR 3.15%p.a. 3.17%p.a. 3.40%p.a. 3.26%p.a.
80-90% LVR 3.45%p.a. 3.47%p.a. 3.70%p.a. 3.56%p.a.
90-95% LVR 3.65%p.a. 3.67%p.a. N/A N/A