Self Employed Alt DocHome Loan
If you are struggling to qualify for a home loan because you are self employed, then this loan might be for you.
Features and Benefits
Borrow what you need
You can borrow up to 80% of the value of the property to a maximum of $2m, dependant on property location. Can be used to purchase or refinance your own home or an investment property.
State your income as it is
You can declare what you currently earn and back it up with 2 Business Activity Statements (BAS), 3 months business bank statements or accountant’s verification.
Take advantage of all the features
Features no ongoing fees and a 100% offset account to get your savings working for you. Plus you have easy access to your cash via BPAY®, Debit MasterCard® and EFTPOS.
Flexible options so you are in control
You can make unlimited extra repayments and redraw for free online, plus you can choose of weekly, fortnightly or monthly repayments.
Product not suitable for construction purposes. For more information on our 100% offset account, BPAY®, Debit MasterCard® and fees click here. For other fees and charges that may apply contact us.
Valuation $286 per valuation
Discharge $300 plus legal
As a minimum you will need:
ABN registered for 2 years
GST registered for 1 year
Why Choose State Custodians?
With access to a range of lenders who have specialised self employed options, we can look for a home loan solution that suits you
From a quick question to a detailed discussion, no need for appointments, just phone, email or Live Chat
A dedicated Lending Specialist can do the hard work for you, from exploring possible options to simplifying the application process
We hold a full credit licence and are a member of the MFAA & Credit Investments Ombudsman
Dealings in the initial stages was great - quick/prompt/friendly service - fast application turnaround. And once approved, went over and beyond for me. Took the time to explain the products and also to understand my situation and financial goals. This is rarely seen in the financial lending world....! Great service - very very impressed.
Despite the complexities of our situation, the team has shown terrific customer service in handling our numerous tasks and ensuring we are able to meet our timeframes. Please pass on our thanks, we look forward to a smooth settlement and financial arrangement with your organisation.
Amazing staff who were very patient and replied quickly to all calls and emails. Some companies we contacted took days to return calls but I need waited more than half an hour with State Custodians. Loan was processed quickly with no hassles. Rates are great and low fees. Couldn't be happier with the whole process.