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Refinancing is now even easier and can save you thousands over the life of your loan. The team at State Custodians can help find the right loan for you.

Refinance - Getting Started
Although you may already have a mortgage, it would be worth continuing to compare home loans. It is now easier for you to change lenders if you wish and refinancing could save you thousands of dollars over the life of your loan.

There are many reasons why refinancing may be a good option for you. You may wish to refinance so you can find a better loan that will allow you to fully own your home sooner. This could then make the financial side of your life a bit easier and enable you to achieve some of the other financial goals you may have.

You may also be thinking about putting equity that you have generated over the years to good use. If that's the case, now would be a good time to make sure you have the right loan.

Do you want to save more on your home loan? If you are not happy with your current lender or want to find a better loan, you should consider refinancing. It is one way to pay off your loan and get out of debt faster.
Find out how in greater detail with our FREE eBook: Guide to Refinancing

As you consider refinancing your home you will want to know about:

• What amount of savings is possible if you refinance?
• How can you turn equity into improvements
• How investments can be funded
• What loan features are important
• How to qualify for a loan
• How to repay your home loan as soon as possible

The answer to these questions can be found in this section of the website. Simply look at the topics listed to the right of this page. These topics are also discussed in our refinancing eBook. It’s worth noting that this eBook has been written without looking at any particular loan products used in refinancing. An attempt has been made to simply consider the characteristics that you will want in your refinanced home loan, regardless of who has provided it.

Where do you start?
A good thing to do right now is to have a chat with a professional who can answer any questions you may have. The friendly, experienced credit managers at State Custodians will provide helpful information without the pressure of committing and by the end of the conversation you will have a better understanding of what home loan would suit you the best. Give them a call during NSW business hours on 13 72 62 or drop them a note using an enquiry form.

State Custodians Home Loans for Home Refinance
One of the most common loans used to refinance an existing loan is the Standard Variable Offset Home Loan. It has very attractive interest rates and award winning features.  Click on the link for details. Should you have a smaller loan, a Breathe Easy Offset Home Loan might be best for you. It has no upfront or ongoing regular fees, but a slightly higher interest rate. Both have the same features when it comes to function. Give us a call and we will help you work out which is best in your situation.