You've come to the right place

Use our online application to work through the process at your own pace and speak to a Lending Specialist if you need any help.

Get started with just another click.

What happens next?

Once we have all your information we take care of everything else.
Our customers use words like 'smooth', 'rapid' and 'professional' to describe our service.

Step 1 Complete an online application

Step 2 We will either approve it or get in touch to put on the finishing touches

Step 3 You sign, we finalise! If it’s a refinance we contact your current lender and make all the arrangements

Step 4 Your new loan settles and you enjoy lower rates

Calculate your repayments

Knowledge is power

Here's a selection of our blog posts which may help you with any home loan questions.

Who we are

  • Excellent example of a
    customer service lender

    I had a very good experience dealing with State Custodians. Their rates were 0.5% less than the nearest lender in my situation. I worked with Justin and he continually kept me updated throughout the process and was very professional even when there were some hurdles to overcome. I would definitely recommend.


  • Easy Process

    I applied to refinance my investment loan with State Custodian because they had the best rate I could find for my loan. The application process was entirely online which made it extremely easy. At all times I new what I had to do and what I needed to provide. Tenille kept me fully informed along the way and was able to promptly answer any questions I had and helped me make decisions along the way.

    Louise M

  • Superb service with no
    fuss application process

    When looking to refinance our home loan Charlotte Morgan from State Custodians contacted me and offered us an impressive Interest rate of 3.15%. The entire process was a breeze. The application process was done all online with the expected paper work needed. Charlotte was extremely helpful and kept me well informed throughout the whole process, it was done seamlessly. Would definitely recommend State Custodians.

    J Hodgson


Talk to Us

Contact one of our Lending Specialists
and we’ll be able to help.