Why Choose State Custodians?

State Custodians is one of Australia's most awarded non-bank lenders offering a broad range of home loans to borrowers Australia wide. Our borrowers deal directly with us, which means that the benefits and savings are passed on to you.

  • Fantastic Interest Rates
  • Trusted, Award Winning Loans
  • Quick Response
  • Flexibility & Options

Low Rate Home LoanHome Loan Features

Owner Occupied Principle & Interest
Under 80% LVR

Variable Rate** From 2.90 % P.A

Comparison Rate* 2.92 % P.A

Even if you apply before 23 October you are eligible for this new low rate.
  • $0 valuation fee
  • No onging fees &
    Free online redraw
  • Min loan amount $100k,
    max loan amount $2m
  • Free 100% offset account
  • Principal & interest or
    interest only
  • Borrow up to 95% of the
    property value
  • Split Loan Facility
  • Visa® Loan Access Card
  • Direct Debit & Credit Facility
  • Weekly, fortnightly or
    monthly repayments
Restrictions, rate surcharges and additional lending criteria apply.
**Interest rate shown applies to new eligible owner occupied loans at 80% LVR with Principal & Interest repayments.
Hurry this is a limited time offer APPLY NOW^

About State Custodians

State Custodians is a highly awarded online lender, focused on helping Australians' get a better deal on their home loans. We have been recognised as Non-Bank Lender of the Year by Money magazine for five years between 2012-16 and our loans have the highest rating for outstanding value from Canstar.

Our loans are backed by RESIMAC Limited who have been funding home loans in Australia for over 30 years and have achieved a residential loan servicer ranking of 'STRONG', as assigned by Standard & Poor's.

Interest rates were updated on 8 October 2019 and are effective from 23 October 2019. Valuation cost up to a maximum of $500 provided free of charge. For valuation costs totalling more than $500 a fee may be payable by the borrower. **Interest rate shown applies to new eligible owner occupied loans at 80% LVR with Principal and Interest repayments, may differ depending on borrower type and LVR, and is subject to change without notice (refer to our Compare Home Loans page). Terms and conditions apply to all loan features. ^For eligible applicants only. Final approval is subject to credit assessment. *The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

State Custodians Pty Ltd operating under Homeloans Pty Ltd. Australian Credit Licence 390850.
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