State Custodians is one of Australia's most awarded non-bank lenders offering a broad range of home loans to borrowers Australia wide. Our borrowers deal directly with us, which means that the benefits and savings are passed on to you.
Loan to Value Ratio: the proportion of money you intend to borrow compared to the value of the property.
|Variable Rate✝||Comparison Rate*|
|Owner Occupier||80% - 90%||3.74%||3.77%|
|Owner Occupier||90% - 95%||3.94%||3.97%|
|Investment||80% - 90%||4.09%||4.12%|
|Investment||90% - 95%||4.29%||4.32%|
|Application Fee||Annual Fee||Discharge Fee||Valuation Fee|
|$0||$0||$300 plus Legal||From $286 per
Variable Rate** 3.64 % P.A
Comparison Rate* 3.67 % P.A
Find out your estimated weekly, fortnightly or monthly home loan repayments. You can also reduce the loan term to see what the repayments would be to pay your home loan off faster.
State Custodians is a highly awarded online lender, focused on helping Australians' get a better deal on their home loans. We have been recognised as Non-Bank Lender of the Year by Money magazine for five years between 2012-16 and our loans have the highest rating for outstanding value from Canstar.
Our loans are backed by RESIMAC Limited who have been funding home loans in Australia for over 30 years and have achieved a residential loan servicer ranking of 'STRONG', as assigned by Standard & Poor's.