Breathe Easy Home Loan Deal direct with Australia’s Award Winning Non-Bank Lender

Spring Special
Rates From

Variable Rate 3.72 % P.A

Comparison Rate* 3.75 % P.A

Qualify Now^

Take advantage of our special rates this spring

Our Spring Special is a limited time offer for new applications recieved from 1st September 2016.

Why Choose State Custodians?

State Custodians is one of Australia's most awarded non-bank lenders offering a broad range of home loans to borrowers Australia wide. Our borrowers deal directly with us, which means that the benefits and savings are passed on to you.

  • Fantastic Interest Rates
  • Trusted, Award Winning Loans
  • All Credit Types
  • Quick Response
  • Flexibility & Options

Compare Our Breathe Easy Rates

Loan Purpose LVR
Loan to Value Ratio: the proportion of money you intend to borrow compared to the value of the property.
Variable Rate Comparison Rate*
Owner Occupier ≤80% 3.72% 3.75%
Owner Occupier 80% - 90% 3.82% 3.85%
Owner Occupier 90% - 95% 4.02% 4.05%
Investment ≤80% 4.12% 4.15%
Investment 80% - 90% 4.22% 4.25%
Investment 90% - 95% 4.42% 4.45%

Loan Features

  • $0 Annual Fee
  • $0 Application fee
  • Free 100% offset account
  • Principal & interest or interest only
  • Borrow up to 95% of the property value
  • Borrow up to $2,000,000
  • Debit MasterCard®
  • Unlimited extra payments
  • Free online redraw
For other fees and charges that may apply
contact us
Find out how much you can borrow it only takes 2 minutes^... Calculate Now

What Our Customers Are Saying

  • Happy home owners
    We are new home loan customers of State Custodians. We just moved into our house on the weekend. We could not have asked for better support and assistance in purchasing our first home. They were very professional, efficient and went over and above to ensure that everything went as smoothly and as quickly as possible. Thank you very much.
    Modbury Heights, SA
  • Great service
    I got half way between exchange and settlement on an investment property and finally couldn't put up with an earlier potential lender. It seemed that it was run by a bunch of amateurs and I got a different requirement each time I dealt with someone. I approached SC and the service was terrific from all concerned - they even ramped up and completed in record time. I settled today and am very happy!
    Braddon, ACT

All interest rates effective from 31 August 2016. Interest rate shown applies to new eligible owner occupied loans at 80% LVR, may differ depending on borrower type and LVR, and is subject to change without notice (refer to our Compare Home Loans page). Terms and conditions apply to all loan features. ^For eligible applicants only. Final approval is subject to credit assessment. *The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Australian Credit Licence 390850.
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