At State Custodians the whole focus of our business is to get you a better home loan deal. That’s why we’ve made a commitment to including these free consumer guides on our website. Use them as a starting point to get prepared to ensure you sail through the application process and end up with the best possible home loan for your circumstances.
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Line of Credit Explained
This video is designed to give you a better insight into what is a line of credit home loan and how you can pick a good one.
Whether it's a home or investment loan this has unique features. When selecting the best, State Custodians Mortgage Company was awarded as the best for 2011 by Your Money Magazine.
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Exit Fees Update
Wondering how the new legislation works with Home Loan Exit Fees? Find out when and how this may affect you and your decision to leave your current lender to find a better deal.
With lower interest rates at State Custodians Mortgage Company Heidi Armstrong explains how you can now shop for a better interest rate.
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Comparison Rates Explained
When looking for the best home loan interest rate, it is important to understand Comparison Rates. Heidi Armstrong, Your Mortgage Q & A expert explains what they are, what are the benefits and what are some of the limitations.
Understanding the best rates will help you make the right decision for your home loan.
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First Home Owners Grant
Australians can ease into their first home purchase with the First Home Owner Grant, which differs from State to State. Heidi explains how to submit the forms and who can help with any extra concessions and exemptions. Just another way we’re helping you to secure your dream home.
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Banks and Non Banks Video
Heidi Armstrong explains how Bank and Non-Bank Lending works. When you're shopping for a home loan this will give you peace of mind that you're in good hands with Non-Bank Lenders, like State Custodians.
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Lenders Mortgage Insurance Video
Mortgage insurance explained. Understanding how you would qualify for paying mortgage insurance and how you can avoid that extra cost when borrowing for that home. Heidi helps unravel the mystery for you and perhaps save you some money.
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Credit Record Advice Video
Your credit record can be the maker or breaker of getting that home loan. Heidi explains how the provider checks up on your credit and how to keep it in the best standing. You can find out how to check yours now.
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First Home Buyer
This short video may be the most valuable tool to secure your first home. Heidi helps explain how to secure the home while getting your finances in order, with help to factor in all costs involved.
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Director’s Welcome
An opportunity to meet Heidi Armstrong, understanding how State Custodians offers a different and personalised lending experience. We invite you to get to know our team.
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Moving on up – time to refinance your mortgage?
In too deep – thinking about debt consolidation?