Our interest rates are some of the most competitive in the country but we offer far more than that. Our award-winning home loans also have excellent features and flexibility. We're committed to delivering professional and personal service to every customer. When it comes to non-bank lenders we stand out from the pack; when it comes to competing with the big banks, we "blow them away".

SO HOW CAN WE KEEP OUR RATES SO LOW WE HEAR YOU ASK?

It’s simple. We don’t pay commission to brokers.

You come to us direct and we pass on the rate savings to you.

SCMC STANDARD VARIABLE OFFSET HOME LOAN

We challenge any lender to give you a better rate or features. Silver award for Best Non-Bank Standard Variable Home Loan by Your Mortgage magazine 2011.

• 6.22% (Comparison Rate 6.45%)*
• 100% Offset account
• 95% LVR
• Free and unlimited extra repayments and redraw
• P&I or Interest Only (max 10 years)
• Owner occupied & investment loan
• Purchase & refinance available
• Free loan splits (max 4)
   

*Rates as at 16 December 2011. Available for new loans only. 

• 6.47% (Comparison Rate 6.36%)*
• 100% Offset account
• 95% LVR
• No ongoing or set up fees
• Free and unlimited extra repayments and redraw
• Principal & Interest and Interest Only (max 10 years)
• Owner occupied & investment loan
• Purchase & Refinance
• Free loan splits (max 4)

*Rates as at 16 December 2011. Available for new loans only.

• 6.22% (Comparison Rate 6.45%)*
• 90% LVR
• No minimum monthly repayments required
• Free cheque book
• Free & unlimited extra payments and redraw
• Up to 15 years interest only available
• Purchase & refinance
• Owner occupied & investment loan

*Rates as at 16 December 2011. Available for new loans only.

SCMC CONSTRUCTION HOME LOAN

• 6.56% pa* (6.52% pa comparison rate)
• (0.25% rate loading during land / construction phase)
• No ongoing fees
• Free and unlimited extra repayments and redraw
• P&I or IO (max 10 years)
• Owner occupied or investment loan
• Free loan splits (max 4)

*Rates as at 16 December 2011. Available for new loans only.

• 7.22% pa* (Comparison rate 7.16% pa)
• No ongoing fees
• No BAS requirements for purchases
• Free and unlimited extra repayments and redraw

*Rates as at 16 December 2011. Available for new loans only.
 

SCMC STANDARD FIXED HOME LOAN

1 year - 6.12%   Comparison rate: 6.55%

2 year - 6.05%   Comparison rate: 6.52%

3 year - 6.11%   Comparison rate: 6.52%

4 year - 6.36%   Comparison rate: 6.61%

5 year - 6.46%   Comparison rate: 6.55%

Call us on 1300 654 617 or READ ON.....

*Rates as at 6 January 2012. Available for new loans only.

SCMC LOW DOC FIXED HOME LOAN

Call us for more information 1300 654 617