Bad Credit Home Loans

Banks said no?

There are times when you might experience difficulty obtaining a home loan. Having a bad credit history, late payments or needing to consolidate a large number of debts may make your home loan application unacceptable to some lenders. State Custodians has a range of Bad Credit Home Loans which take all of these circumstances into consideration.

Self-employed borrowers may also benefit. Do you need more flexiblity to verify income rather than the traditional methods?

State Custodians Mortgage Company has a range of Bad Credit Home Loans specifically for borrowers who don’t fit traditional lending guidelines and may suffer from a bad credit history.

Speak to one of our friendly Credit Managers about finding a home loan solution for you. Call 13 72 62 today.

Self Employed to 1.5M Loan

Self employed people who need lots of flexibility are attracted to this home loan. Helpful for borrowers needing a loan up to $1.5m, short term self-employed, borrowing above 80% LVR or maxed on mortgage insurance exposure. Self-employed people may need to...

From

8.39%p.a.

8.49%p.a.*

* Comparison rate

Loans up to $1.5m
90% LVR
6 months ABN
Cash out
Unpaid defaults OK
Late payments OK
(conditions apply)

Full Doc Specialist Loan

Life can throw up a lot of obstacles that may mean that a person is not able to get a mainstream loan. The worst is over they but need help to get back on track. A Full Doc Specialist Home Loan may suit borrowers who have had late payments or defaults (paid...

From

8.09%p.a.

8.19%p.a.*

* Comparison rate

Loans up to $1.5m
90% LVR
Large debt consolidation
Borrow to payout tax liability
Unpaid defaults OK
Late payments OK
(conditions apply)

* Rates as at 9 May 2013. Available for new loans only. The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate that will apply will depend on how much you borrow relative to the value of the security property. Fixed rate break costs may apply to fixed rate loans. The break cost will depend on the term of the loan, the amount outstanding and the amount the market rates have moved since the start of the fixed rate period. Terms and conditions apply to all loan features. BONUS RATE DROP: Terms and conditions apply - you may not receive a rate reduction if you are in default. Other restrictions may also apply. Australian Credit Licence Number 390850.

Featured Loans

Bad Credit Home Loans

Banks said no?